1982 Impact

12.1 million people.

That's how many underserved individuals our portfolio companies reached this year — more than 5 million of them women. Here's the first full accounting of what this portfolio has actually done.

12.1M+
Underserved users reached
815K+
SMEs served
$5.3B+
Annual payments processed
1.7K+
Jobs directly supported
The Numbers

Impact at a Glance

Aggregated performance across reporting portfolio companies.

Underserved users reached
12.1M+

Individuals across emerging Asia given digital financial services they previously could not access — 5M+ of them women.

$491M+
Loans disbursed
To consumers and small businesses.
815K+
SMEs served
Small & medium enterprises supported.
$5.3B+
Annual payments
Processed through the portfolio.
35+
Portfolio companies
Across 8+ markets in emerging Asia.
Welcome
“At the heart of 1982 is a simple conviction: long-term success belongs to those who solve real-world problems.”

When we launched 1982 Ventures, our thesis was simple yet uncompromising: financial inclusion, small business enablement and economic empowerment are the ultimate engines of scalable growth, defensibility and outsized venture returns.

Today that thesis is being validated at scale. Behind every data point is a human story — a farmer securing fair prices in Indonesia, a retailer professionalizing checkout in the Philippines, a worker in Thailand accessing earned wages instead of a predatory loan.

Our gratitude goes to our Partners for your trust, and to our founders building a more inclusive, prosperous world.

Impact and Scale

We Never Traded Returns for Impact

Impact was never a concession on performance. Solving real financial problems for underserved markets is precisely what builds durable, high-value companies.

$1.1B+
Combined valuation
Post-money, across the portfolio.
$245M+
Follow-on capital raised
Raised by portfolio companies after our first cheque.
80%
Follow-on rate
Of portfolio companies went on to raise a further round.
First money in
Catalytic capital
Often the first institutional cheque — capital that made much of what followed possible.

The same portfolio companies reaching 12.1M+ underserved users are the ones raising follow-on capital, scaling revenue, and compounding value.

Four Impact Verticals

What This Portfolio Delivered

We've argued for years that financial inclusion and small business enablement aren't a trade-off against returns — they're the engine of them. This is the first time we've put the whole portfolio's numbers in one place and let people check.

Vertical 01

Financial Inclusion

Bridging the gap for the unbanked.
12.1M+
Underserved users reached
$491M+
Loans disbursed
5M+
Of users are women
Vertical 02

Economic Empowerment

Powering the backbone of the economy.
815K+
SMEs served
$155M+
Supply chain financed
1.7K+
Jobs directly supported
Vertical 03

Workforce Resilience

Enhancing the livelihoods of workers.
1.4M+
Workers with earned wage access
$320M+
EWA disbursements
580+
SMEs adopting EWA
Vertical 04

Sustainability

Circular economy and climate resilience.
$90M+
Agri trade value facilitated
$26M+
Device value leased
27K+
Circular-access clients reached

Across all four verticals: $5.3B+ in annual payments processed, $245M+ raised by portfolio companies, and a $1.1B+ combined post-money valuation.

Behind every metric in this report is a human story — a founder solving a critical challenge and a community gaining access to a better future.

Our role at 1982 is to empower those visionaries to scale their vision into everyday reality.

Case Studies

The Thesis in Action

Behind every figure is a portfolio company solving a specific, local problem — pick one to see how.

A smallholder farmer with her harvest in Indonesia
Financial Inclusion · Indonesia
PasarMIKRO
Geography
Indonesia
Founded
2020
Sector
Agri-lending
Demographic
Farmers

Smallholder farmers in Indonesia can unlock trade financing and fair income access. PasarMIKRO improved market transparency and reduced agricultural waste across food supply chains.

Hugo Verwayan
Hugo Verwayan
Chief Executive Officer
Dien Wong
Dien Wong
Chief Technology Officer
$90M+
Loans disbursed
7.5K+
Underserved users
1,000+
MSMEs served
“Because of PasarMIKRO, which is clear and secure, we are safe when conducting transactions. The ‘Talangin’ feature is incredibly helpful, allowing us to significantly increase our sales.”
Andik Kurniawan, Owner, Annan Food · PasarMIKRO trader, Indonesia
Migrant construction workers in Singapore
Financial Inclusion · Bangladesh
Hometown, a GoZayaan company
Geography
Bangladesh
Corridors
South Asia · SEA · Gulf
Sector
Remittances & Lending
Demographic
Migrant workers

Overseas South Asian workers lose a punishing share of every pay cheque to remittance fees and informal lenders. Hometown builds a purpose-built cross-border platform — cheaper transfers home, plus credit and travel products underwritten on migration history rather than collateral.

Ridwan Hafiz
Ridwan Hafiz
Founder, GoZayaan / Hometown
$500M+
Cross-border remittances
1.2M+
Transactions processed
1st ever
Digital bank loan for a Bangladeshi migrant worker
“Millions of people leave home so their families can stay. Every percentage point we take out of the cost of sending money home is income returned to a family that already earned it.”
Ridwan Hafiz, Founder, GoZayaan / Hometown · Bangladesh
Workers lining up for earned wage access at a Wagely booth
Workforce Resilience · Indonesia & Bangladesh
Wagely
Geography
Indonesia & Bangladesh
Founded
2020
Sector
Earned Wage Access
Demographic
Workers

Preventing debt traps and risky loans by providing liquidity on earned wages — improving worker financial security while boosting workplace productivity and retention.

Kevin Hausburg
Kevin Hausburg
Chief Executive Officer
$180M+
Wages disbursed
1.4M+
Underserved users
475+
SMEs served
“With Wagely, there is an easier system for employees — they can access their salary earlier. After Wagely, they feel comfortable to travel to their hometown.”
Holiludin, Employee, PRIMKOBUMI · Wagely user, Indonesia
Collected e-waste devices awaiting refurbishment
Sustainability · Singapore
Cinch
Geography
Singapore
Founded
2022
Sector
Device-as-a-Service
Demographic
MSME & Consumers

Device-as-a-Service model driving electronics circularity, refurbishment and e-waste reduction — extending device lifecycles to reduce hardware manufacturing emissions.

Mahir Hamid
Mahir Hamid
CEO & Co-founder
$26M+
Device value leased
27K+
Clients reached
62 tons+
Avoided carbon, through circularity
“The way people consume technology is evolving. Beyond a platform, we're connecting the dots within Asia's infrastructure for a sustainable tech economy.”
Mahir Hamid, Co-founder & CEO, Cinch · Singapore
Beyond the metrics lies the true power of our approach: proof that solving real-world challenges creates the most resilient and high-value enterprises.

When you invest in real solutions, the returns speak for themselves.

Get the Full Report

1982 Impact Report

Full methodology, per-company data, and every section above in detail — including the Theory of Change, geographic footprint, and Road Ahead.

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Figures reflect aggregated, founder-reported operational data across portfolio companies. Full methodology available in the downloadable report. Photography and data sources credited in the full report.